Pick Your Math Sidekick: Financial Calculators Top 7

If you are someone who works or studies with numbers, then you know a financial calculator is a must. They can make your business run so much smoother and more efficiently, it can make double checking your answers while studying a lot quicker, and it can keep track of any long algorithms, so you don’t have to. Not every pick financial calculator is the same, some have features that others don’t. Below we’ll go over our top pick financial calculator and hopefully you will find one that’s right for your calculating needs.

1. HP 10BII
   You shouldn’t have to spend a whole lot of money on a financial calculator. This one performs just as well as most others. This is one calculator you will see a lot on university grounds and in most basic accounting classes. It’s affordable but still functions brilliantly and is great value for the money. It can compete with flashier models and can complete over 100 math functions. It also comes with special programs for bond yield and bond valuations if that’s something you need.
2. TI-84 Plus
   This is technically a graphing calculator but it has all of the functions and features of a financial calculator. It is, however, one of the most expensive on the market as it incorporates graphing and statistical programs. The expansive capabilities of this calculator though make it a must have for some professionals. It has a large screen and you can display the graphs directly on the calculator. It can also perform algebraic functions and many other programs, so it takes some time before you know how to use it correctly.
3. Texas Instruments BAII Plus
   There are two versions of this calculator on the market, one is more complex and one is a scaled down version. While it may not suit an accountant, it does well for people in high school or university. This is a great calculator for someone who is on a budget. It can still cope with a large number of tasks, including uneven cash flow functions, amortization, bonds, and depreciation functions. If you only need limited functionality then this is the calculator for you.
4. HP 17bII
   This isn’t a very expensive or very cheap calculator, I would say it sits somewhere in the middle. It has over 250 finance functions. One of the functions that this calculator is most known for would be the variable forecasting feature, which is not something you would see on this kind of priced calculator.
5. Sharp EL-733A
   This is another budget calculator that is great value for money but is probably not ideal for someone who works in a professional field. Still, it is a great calculator for students and should last you from high school and all through university. It has a finance mode so that users can easily access all of it’s functions. It offers you the same as other budget calculators and can perform basic finance such as mortgage loans, cash, flow, and bonds. This calculator does work differently than other calculators so you might need some time to adjust.
6. HP 12c
   This is a great calculator for both professionals and students. The screen is big enough so you can keep track of what you are actually pressing in. Some people may prefer a dual screen, but some of you may like a bigger screen. Its functionality is excellent and it can perform over 120 different finance and business equations. It covers almost everything you need in the finance field in saying that there are some lower priced calculators that perform the same functions.
7. Texas Instruments BAII Plus Professional
   This is the professional version of the calculator we saw before. It comes with many extra features that the other one doesn’t and the price is great. It can be used for both classroom and professional needs and is a great investment for anyone working in the professional field. This calculator also features advanced trigonometric and logarithmic functions which makes it great for advanced calculus and complicated equations.